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Cash exchange rate differences in TWD/HKD pair

Writer's picture: jackychcjackychc

I went to Taiwan for around 4 weeks in Nov/Dec 2019. When I was staying in Taipei, I noticed that NTD cash buying rate in Hong Kong has significant premium.

Consequently, I withdrawal 40000 TWD from ATM in Taipei (which is charging 0.26 HKD per TWD, fees inc) the day before I flew back to HK.

I sold them in an Hong Kong money exchange at 0.264 HKD per TWD, 1.5% gain. Sadly I cant bring more because I already have 60k TWD with me and I can't take out more than 100k TWD from Taiwan.

Anyway, 80HKD , a free lunch, why not?


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