黎到六月，又開始想打風。 最近菲律賓附近有一個擾動，應該會係未來幾日升級為風暴。 紅外線衛星圖顯示該擾動組織依然鬆散 但係個風係一個幾favorable既環境，低層幅合大範圍有10-15 另一方面，高層幅散亦唔錯20-30 都有 菲律賓wind shear...

If the border between HK and Taiwan open by the mid of June, I wish to go to Taiwan for astronomical observation. Other plans Plan 1 (If...

Refinancing MBS had been difficult since the historical market turbulence last month. Several institutions cannot fulfill margin calls on...

Paying attention to details is very important, but I often oversaw those important details subconsciously. I was writing an observation...

As the western world started to re-consider their relationship with China and perceiving China as a military threat. I expect spending in...

As the valuation of some mREIT normalised, I am closing my position in most of the mREIT I owned. Some of them are still undervalued like...

Busy day ahead, so I keep it short. The market is currently pricing in bankruptcy on multiple mREIT and I believe the risk of these mREIT...

I found an interesting SIR model on arXiv. https://arxiv.org/pdf/2004.01105.pdf They differentiated the policy response in stopping the...

The Wuhan pneumonia has caused severe disruption on operation of money exchange bureau. For those still operating, the exchange rate...

I bought this apprenticeship contract dated 1845 a few years ago. This contract is a very interesting document. First, The fact that this...

The recent stock bear market had caused widespread havoc in the REIT market, especially the mortgage REIT (mREIT) and mall/ hospitality...

Due to recent market turmoils caused by the Wuhan pneumonia, many companies are expected to lose the first and second quarter income....

I have purchased wide range of mREITs, common and preferred shares. The largest holdings was NYMT Preferred Stock Series E (NYMTM) which...

My scenario on US housing market : 1. Unemployment rate 8% at peak, sharp decrease after the pandemic. 2. Adequate fiscal response by the...

Infections seem to slow down drastically in South Korea, given a policy response and a lockdown, so let's look at South Korea's numbers....

Disclaimer: I am not medical expert, so I am just bluffing. So far lots of people say the Wuhan 2019-nCoV has a rather low(?) mortality...

For most people, spend most of their lifetime in work to earn money. Very likely, those money would be deposited into the bank, some...

I think this is The first plastic money in the world. it is 25 cents issued by Keeling Cocos island in 1913 not Australian 10 Dollars...

Many banks in England started from a small local business. In the past, most transactions are paid in cash and there's a need for...

I went to Taiwan for around 4 weeks in Nov/Dec 2019. When I was staying in Taipei, I noticed that NTD cash buying rate in Hong Kong has...